Formula sheet / NISM Series X-A: Investment Adviser (Level 1)

[ NISM SERIES X-A: INVESTMENT ADVISER (LEVEL 1) ]

Formula sheet

Every formula on the syllabus, grouped by chapter. Free to browse — worked examples live in your dashboard.

Personal Financial Planning Investment Products Investment Through Managed Portfolio Portfolio Construction, Performance Monitoring and Evaluation

Personal Financial Planning+

Time Value of Money: PV, FV, and Compounding Frequencies

Future Value (FV): FV = PV × [ 1 + (r / m) ]^(m × n) …

Ordinary Annuity, Annuity Due, and Perpetuity

Ordinary Annuity PV: PV = C × [ { 1 - (1 + r)^(-n) } / r ] (Payments at end of period, Excel type=0) …

Loan Amortization, EMI, PPMT, IPMT & NPER

Equated Monthly Instalment (EMI): EMI = [ P × r × (1 + r)^n ] / [ (1 + r)^n - 1 ] …

Personal Financial Health Diagnostic Ratios

Savings Ratio: (Total Annual Savings / Total Annual Income) × 100 [Benchmark: ≥ 25-30%] …

Investment Products+

Investment Through Managed Portfolio+

Portfolio Construction, Performance Monitoring and Evaluation+