Formula sheet / NISM Series X-B: Investment Adviser (Level 2)

[ NISM SERIES X-B: INVESTMENT ADVISER (LEVEL 2) ]

Formula sheet

Every formula on the syllabus, grouped by chapter. Free to browse — worked examples live in your dashboard.

Risk Management and Insurance Planning Retirement Planning

Risk Management and Insurance Planning+

Human Life Value (HLV) & Needs-Based Life Insurance Sizing

Real Discount Rate: r_real = [ (1 + r_inv) / (1 + r_inf) ] - 1 …

Insurance Policies: Inherent Returns, Paid-Up Value & Health Deductibles

Inherent Return on Endowment / ROP Plans: =RATE(n, -[Premium_endow - Premium_term], 0, Maturity Proceeds) …

Retirement Planning+